Loan Processor

Posted on: 2008-08-06

ALICE D. DAVID 7032 Belclare Road Baltimore Md 21222 Phone: 410-282-0469 Cell: 443-326-2562 [email protected] OBJECTIVE I have been in the mortgage industry the past 22 years as a Senior Loan Processor. I have complete knowledge of all aspects of the business. During my years in the business I have processed Fannie Mae, Freddie Mac, VA, FHA, CDA, Construction/Permanent and some A minus loans. I have complete knowledge of numerous first time homebuyer grant programs. I am proficient with the automated systems DO, DU & LP CERTIFICATIONS MBA Training, VA Training, FHA Training EDUCATION Dundalk Senior High - 1971 High School Diploma RELEVANT EXPERIENCE 03/2008 - 06/2008 Allied Home Mortgage Sr Loan Processor Linthicum, Md Coordinate all incoming loan files to ensure that all State/Federal/Corporate disclosures have been prepared in compliance with regulations, procedures and practices. Order credit report and appraisal. Analyze new loan files to ensure sufficient and proper credit documentation, validate income and assets, review appraisal to ensure the value is supported and submit to the automated underwriting system. Analyze automated feedback to ensure proper documentation is supplied. Coordinate submission of loan file to underwriting for final investor approval, review underwriting decision and track all underwriting and closing conditions to establish they are received prior to closing. Coordinate and request all closing documentation OTHER EXPERIENCE 04/2006 - 10/2007 Beazer Homes Sr Loan Processor Columbia, MD Coordinate incoming loan files to ensure that all State/Federal/Corporate disclosures have been prepared in compliance with regulations, procedures and practices. Order credit report and appraisal. Analyze new loan files to ensure sufficient and proper credit documentation, validate income and assets, review appraisal to ensure the value is supported and submit to the automated underwriting system. Analyze automated feedback to ensure proper documentation is supplied. Coordinate submission of loan file to underwriting for final investor approval, review underwriting decision and track all underwriting and closing conditions to establish that they are received prior to closing. Coordinate and request all closing documentation 03/1994 - 03/2006 Susquehanna Mortgage Sr Loan Processor Owings Mills, Md Coordinate incoming loan files to ensure that all State/Federal/Corporate disclosures have been prepared in compliance with regulations, procedures and practices. Analyze new loan files to ensure sufficient and proper credit documentation, validate income and assets to enable an automated underwriting decision. Analyze automated feedback to ensure proper documentation is supplied. Coordinate submission of loan file to underwriting, review underwriting decision and track all underwriting and closing conditions to establish that they are received prior to closing. 02/1986 - 02/1994 First National Bank Sr Loan Processor Glen Burnie, Md Coordinate incoming loan files to ensure that all State/Federal/Corporate disclosures have been prepared in compliance with regulations, procedures and practices. Analyze new loan files to ensure sufficient and proper credit documentation, validate income and assets. Coordinate submission of loan files to underwriting. Review underwriting decision and track all underwriting and closing conditions to establish that they are received. OTHER EXPERIENCE. 1984 -1986 Central Medical Center Medical Receptionist/Asst Baltimore Md Register all incoming patients in the emergency department and triage the injuries. Assist the physicians with the care taking of all emergency patients. Cleanse all wounds and set up necessary equipment and utensils for treatment required. 1980 - 1975 Fuller Medical Center Office Manager Rosedale Md Register in all new patients to see doctors. Weigh patients, take blood pressure, draw blood, take x-rays, give injections and assist all types of doctors with medical exams. Manage office employees and schedule of work hours. Schedule all appointments for return or referral. Submit all claims to insurance companies for payment. REFERENCES AVAILABLE UPON REQUEST