Sr Loan Underwriter
Posted on: 2008-06-27
Donna Thompson Bate 6130 Camino Real #237 Riverside, Ca. 92509 951/818-9142 Career Summary 25 years experience in the Mortgage Industry. Underwriting retail and wholesale and FNMA loans. Processing FNMA and Conventional loans. Skilled in the use of automated underwriting systems including DU, AU, and Net Ox systems. Career History Senior Underwriter 4/2007-2/2008 Morgan Stanley Corporation FNMA and wholesale underwriter. Underwrote FNMA and wholesale loans using Du and Net Ox Systems and trained new underwriters on guidelines and programs. Senior Fraud Investigator 6/2006 - 4/2007 Saxon Mortgage Corporation Investigate files at management and underwriters request. Using Appintel fraud system and other third party vendors. Order 4506’T, field reviews validate Social Security issues from underwriting using QC/Risk systems. Provide written reports on all defective loan with exhibits to VP of risk. Maintain spreadsheet in excel on all findings. Assist is Fraud Training sessions. Senior Underwriter 4/2003-6/2006 Saxon Mortgage Corporation FNMA retail and wholesale underwriter. Underwrote retail and wholesale loans using DU and AU systems. Signed off conditions when needed. Underwrote for bulk purchase when needed. Audit/Compliance Underwriter 9/2000-4/2003 Aames Home Loan Reviewing loans for compliance with underwriting guidelines with analyzing file for any misrepresentation. Assist in due diligence on sale of loans. Loan Processing 3/1996-6/1997 Mission Pacific Leasing Loan processing of business equipment and auto loans Ordering credit reports, verifying bank accounts and income. Loan Processing 1/1990-6/1993 Donna’s Loan Processing Provided contract loan processing to various business Ordering all information associated with a loan file. Submit loan to lenders for approval and saw the file to Closing. Education Capistrano Unified School District 1982 B of A teller course 1983 B of A Customer Contact Course 1987 Windows Computer Course 1997 Understanding Real Estate Appraisal 2005 FNMA Courses 2006