Closer

Posted on: 2008-05-13

4541 Coopers Creek Place Smyrna, GA 30082 Phone (678) 598-0739 E-mail [email protected] Objective Stacie E. Adams To obtain a permanent position as a mortgage professional in a stable company environment. Professional experience December 2006-August 2007 First Magnus Financial Marietta, GA Closer • Assisted Underwriting Department with approving conditions with brokers prior to the loan being cleared for closing. • Reviewed file for consistency of accurate loan information. • Effectively communicated with broker and closing agent of status of loan documents while confirming escrow information. • Properly input data into system to generate closing documents for delivery. • Reviewed HUD-1 settlement statement for approval prior to wiring funds for disbursement • Prepared closed loan packages for post closing/shipping department. April 2006- October 2006 Home Capital, Inc Atlanta, GA Closer • Audited checklist for input of loan. • Validated TLH data for accuracy while inputing additional information to export to final document system. • Properly input loan into system to prepare documents. • Determined sufficient funds to close, while effectively communicating with sales department and associates. • Created preliminary documents for delivery to Title company, sales, and associates for review of final figures. • Reviewed and approved final HUD, stacked file in accordance to company policy for funding department. July 2005-April 2006 Soluna First Mortgage Atlanta, GA Senior Closer • Managed and processed all closing documents in accordance with state regulated guidelines. • Crossed trained and supported employees into the closing department. • Effectively communicated with Title companies and attorneys to ensure proper closings in accordance to investor’s guidelines. • Reviewed and approved HUD-1 settlement statements for Retail and Wholesale loans. • Managed closed loans for Mers registration while tracking and sending post closing documents to their respective counties for recording. Nov 2004- July 2005 MIT Lending Norcross, GA Closer • Reviewed and resolved all prior to closing conditions with brokers. • Contacted closing attorney to confirm broker fees and actual date and time of closing. • Evaluated insured closing protection letter and reviewed hazard insurance for sufficient coverage to proceed with closing. • Created documents for delivery to prospective closing agent and Title Company for closing. • Reviewed and approved HUD settlement prior to authorize funding. • Compiled closed loan documents delivered from closing agent to Post Closing Department for shipping. February 2004-August 2004 National City Mortgage Atlanta, GA Closer • Verified that all closing conditions prior to closing were cleared by broker. • Prepared closing documents in accordance with company policies. • Reviewed settlement statements for approval and provided funds for disbursement. • Prepared closed loan file for post closing/shipping. October 1995-May 2003 JP Morgan Chase Atlanta, GA Senior Closer • Reviewed files for accuracy and completeness prior to input into the system. • Communicated with closing agents to confirm dates and all fees. • Confirmed final pricing of loan with secondary marketing department. • Ensured that all conditions were met prior to closing as well as obtained estimated settlements for approval. • Provided funds for disbursing to the closing agent. • Reviewed files received from closing agent to ensure that loans closed properly and in compliance with instructions. • Prepared closing loan file in appropriate order for post closing department and delivered to shipper on the day of recording. • Responsible for ensuring all loans closed were met in a timely and accurate manner. March 2001- August 2002 Flagstar Bank Atlanta, GA Closer • Prepared closing documents, verified that all closing conditions prior to closing were cleared. • Reviewed settlement statement for approval and order funds for disbursement. • Utilized stacking order to prepare the closed loan credit package for shipping. • Shipped closed loan credit package to post-closing within 24 hours of closing/disbursement. References Available upon request.