Conventional Underwriter
Posted on: 2008-04-10
Leeann Williamson
619-818-8676
Experience
National City Bank, San Diego, California
Conventional Underwriter III, 2001-2008
Assigned to Priority Team (designed for the company’s top Wholesale Brokers nationwide); Underwrote loans in accordance with Corporate/Investor guidelines including quantitative and qualitative loan criteria; Income, credit worthiness, employment history, debt and loan-to-value ratios; Insured turnaround time within Regional standards. Analyzed daily loan submissions for income and credit profiles prior to underwriting; Reviewed daily conditions received for sign-off/approval. Coordinated workflow with support departments including Document Preparation, Funding/Closing and Marketing; Provided superior customer service via telephone to Brokers and Account Executives.
FLEET MORTGAGE, San Diego, California
Underwriting Assistant, 2000-2001
Coordinated with numerous Underwriters (Conventional and Government) and Wholesale Brokers in connection with submitted loans; Insured turnaround time within Regional standards; Coordinated workflow with support departments including Document Preparation and Funding/Closing. Provided superior customer service via telephone to Brokers and Account Executives.
Option One Mortgage, Woodland Hills, California
Funder, Closer, 1997-1999
Worked with internal staff and Wholesale Mortgage Brokers to establish loan closing schedules; Prepared loan documents for both Wholesale and Correspondent Divisions; Prepared funding remittances for all Wholesale transactions; Reviewed all signed loan documents and estimated HUD-1s provided by Closing Agents. Provided final funding authorization to closing agents; Provided superior customer service via telephone to Brokers and Account Executives.
Home Savings Of AMERICA, Encino, California
Senior Loan Processing Officer, 1984-1997
Processed loan files from application to funding. Ordered appraisals and credit reports, opened title and escrow, and underwrote loan files before sending to committee. Dealt directly with borrowers for loan documentation, loan document signing and loan proceeds payment.
education
Pepperdine University, Malibu, California
B.A., Business, Psychology, 1985