Posted on: 2007-08-08
Ann Macias 21442 Lake Forest Drive, #E Lake Forest, CA 92630 949-282-7065 / 949-716-0205 Email: [email protected] OBJECTIVE: Seeking a position in the mortgage industry. Offer experience, while providing flexibility, energy, and support. EMPLOYMENT 12/06 to Present AMERICAN MORTGAGE EXPRESS CORP. - Irvine, CA Senior Funder Set up Funding/Shipping department for new office. Main responsibilities include; auditing signed loan documents, requesting outstanding conditions, reviewing and signing off conditions, verifying fees, calculate and send wires, prepare collateral packages for shipping to investors and handle post closing issues. Experience with Data Trac and Pro Close. 10/04 to 12/06 OPTEUM FINANCIAL SERVICES - Foothill Ranch, CA Funder Audit loan documents for accuracy, advise all parties of outstanding conditions needed, review and sign off conditions, calculate wire amounts and verify wire instructions for transmission, prepare collateral packages for shipment. Experience with Integrity/Destiny. 8/03 to 10/04 NATIONAL MORTGAGE NETWORK – Laguna Hills, CA Funder Responsibilities included: drawing docs, auditing loan documents, reviewing and signing off loan conditions, verifying fees, loan set up for warehouse line, preparing and shipping collateral packages. Experience with Calyx Point and Doc Magic. 1990-1993 FIRST AMERICAN FINANCE – Pleasanton, CA Loan Processor Responsibilities included evaluating and verifying all information supplied on residential loan applications. Worked through title deficiencies and resolved outstanding documentation. Assembled and submitted loan packages to various lenders. Prepared pre-closing instructions and coordinated loan closings. 1985-1987 UNITED SAVINGS BANK - Pleasanton, CA Loan Shipping Clerk Primary responsibilities included the preparation and set up of loan packages, for shipment to investors. Audited title policies and recorded security instruments. Interfaced with funding department, escrow, and title companies for any corrections needed. 1983-1985 UNITED GUARANTY RESIDENTIAL INSURANCE – San Ramon, CA Secretary/Underwriting Asst Primarily responsible for data entry. Duties included calculating loan to values, loan premiums and buy downs, inputting loan approvals and rejections, and issuing certifications for approved loans. Reviewed bond loans to assure loan compliance, requesting additional documents when needed. EDUCATION 1982-1984 Las Positas Community College 1978-1982 Livermore High School