Mortgage Loan Underwriter

Posted on: 2007-02-26

Carly A. Clendenning 7916 Hunters Path Indianapolis, IN 46214 765-242-4289 [email protected] UNDERWRITER SUMMARY: Mortgage underwriter with seven years of experience in sub prime lending including credit assessment, risk analysis, credit investigation, property appraisals, liaison, and customer service. Ability to succeed in a fast-paced, team environment. PROFESSIONAL EXPERIENCE: Decision One Mortgage, Member HSBC Group, Indianapolis, IN 2003-2007 Underwriter Conducted review of mortgage loans in compliance with underwriting guidelines to ensure stability. Prepared documents in reference to lending decisions and secured information by discussing lending decisions with account manager, account executive, or broker. Underwrote on average $150 million in volume on a monthly basis. Mastered the use of internet resources to verify information and help mitigate fraud. Worked successfully in a team environment to consistently meet monthly incentive goals. Master Financial Incorporated, Indianapolis, IN 2001-2003 Underwriter Analyzed credit, income, appraisal, and title documentation in order to render a decision in accordance with company guidelines and standards for quality, risk, and profitability. Successfully worked in a team environment with other underwriters, account managers, and funders to meet goals while providing excellent customer service. Maintained loan quality and met company standards while working with difficult and sometimes unusual loan scenarios. Alliance Funding, A Division of Superior Bank FSB, Indianapolis, IN 1999-2001 Loan Processor (2000-2001) Expedited the loan process as a liaison between underwriting, funding, and the account executive. Insured conditions were reviewed within 24 hours of receipt. Completed a variety of forms for loan close including the closing package. Consistently exceeded monthly goals resulting in individual employee recognition. Received promotion to underwriter as a result of ability to work well in a fast-paced environment. Data Integrity Specialist(1999-2000) Responsible for input of loan information into system at time of initial submission. Developed and implemented a tracking system for all new loan submissions resulting in increased service to Account Executives and Loan Officers. EDUCATION: Liberal Arts, Completed 7 semesters, Purdue University, West Lafayette, IN PROFESSIONAL MEMBERSHIPS: Tri Kappa Sorority