Senior Underwriter

Posted on: 2007-01-09

VJ BARTON [email protected] OBJECTIVE: Underwriter SUMMARY OF QUALIFICATIONS · Diverse background in the mortgage industry · Proficient in identifying discrepancies · Familiar with FNMA guidelines · Retail and Wholesale underwriting Industry Computer Skills: Desktop Underwriter, Clout, Loan Producer, BYTE, Mortgage Servicer, Mortgageware, Loan Tracker, Symitar and AFTECH RELEVANT EXPERIENCE Senior Underwriter First Magnus Financial Corporation, San Diego, CA 2005 – 2006 · Underwrote, approved various wholesale loan programs. · Reviewed all documentation, prepared and signed off conditions. · Direct contact with Account Executives, Loan Officers and Brokers. Underwriter Point Loma Credit Union, San Diego, CA 2003 - 2005 · Underwrote and approved retail first/second Deeds of Trust and Equity Lines. · Analyzed income, assets, credit and liabilities. · Reviewed appraisals, title, escrow instructions, purchase contracts and estimated HUD statements. · Established conditions for loan approval. · Trained processors. Loan Processor Stivers Staffing, San Diego, CA 2002 - 2003 · Processed, underwrote and approved Equity Lines of Credit. · Submitted loans for underwriting and cleared conditions. · Assisted senior processors and audited files for discrepancies. Loan Officer/Underwriter Marine Federal Credit Union, Jacksonville, NC 2000 - 2002 · Underwrote and approved loans being retained. · Interviewed applicants, analyzed income, credit, assets and liabilities. · Reviewed purchase contracts, appraisals, surveys and title. · Assisted in training originators and processors. Loan Processor 1998 - 2000 · Prepared and submitted loan packages for in-house and lender approval. · Cleared conditions and prepared instructions for loan closings. CERTIFICATIONS AND EDUCATION FNMA Certificates: Risk Assessment Approach to Underwriting Quality Assurance and Fraud Prevention VA Certificates: Loan Origination Workshop Underwriting Seminar Processing and Closing Seminar THE CUSTOMER National University School of Law: Paralegal Studies