Sr Underwriter

Posted on: 2006-12-18

VJ BARTON [email protected] OBJECTIVE: Underwriter SUMMARY OF QUALIFICATIONS ·Diverse background in the mortgage industry ·Proficient in identifying discrepancies ·Familiar with FNMA guidelines ·Retail and Wholesale underwriting Industry Computer Skills: Desktop Underwriter, Clout, Loan Producer, BYTE, Mortgage Servicer, Mortgageware, Loan Tracker, Symitar and AFTECH RELEVANT EXPERIENCE Senior Underwriter First Magnus Financial Corporation, San Diego, CA 2005 – 2006 ·Underwrote, approved various wholesale loan programs. ·Reviewed all documentation, prepared and signed off conditions. ·Direct contact with Account Executives, Loan Officers and Brokers. Underwriter Point Loma Credit Union, San Diego, CA 2003 - 2005 ·Underwrote and approved retail first/second Deeds of Trust and Equity Lines. ·Analyzed income, assets, credit and liabilities. ·Reviewed appraisals, title, escrow instructions, purchase contracts and estimated HUD statements. ·Established conditions for loan approval. ·Trained processors. Loan Processor Stivers Staffing, San Diego, CA 2002 - 2003 ·Processed, underwrote and approved Equity Lines of Credit. ·Submitted loans for underwriting and cleared conditions. ·Assisted senior processors and audited files for discrepancies. Loan Officer/Underwriter Marine Federal Credit Union, Jacksonville, NC 2000 - 2002 ·Underwrote and approved loans being retained. ·Interviewed applicants, analyzed income, credit, assets and liabilities. ·Reviewed purchase contracts, appraisals, surveys and title. ·Assisted in training originators and processors. Loan Processor 1998 - 2000 ·Prepared and submitted loan packages for in-house and lender approval. ·Cleared conditions and prepared instructions for loan closings. CERTIFICATIONS AND EDUCATION FNMA Certificates: Risk Assessment Approach to Underwriting Quality Assurance and Fraud Prevention VA Certificates: Loan Origination Workshop Underwriting Seminar Processing and Closing Seminar THE CUSTOMER National University School of Law: Paralegal Studies