Guaranty and Insurance Specialist

Posted on: 2006-11-30

2840 Summit Arbors Cr 102 Memphis, TN 38128 901-493-9500 Trina Y. Smith Experience Guaranty and Insurance Specialist Years Employed(2001-2006) Union Planters Bank, N.A. d.b.a. Regions Mortgage Cordova, TN Responsible for submitting fifteen to thirty FHA and Rural Housing Development loans per week for insuring. Audited government loan files to ensure all underwriting and closing conditions are met. Ensured the timely preparation and delivery of loan packages to FHA and Rural Housing Development. Requested corrected documentation from Branches, Homeowners and Closing Agents and perform follow-up as needed. Wired ten to twenty up-front mortgage insurance premiums and funding fees per week collected in connection with FHA and VA Loans. Loan Processor Years Employed(2000-2001) Union Planters Bank,N.A. Cordova, TN Reviewed ten to twenty loan files per day for completeness and determine accuracy for funding of these loan files. Requested missing and incomplete documentation form Branches, Closing Agents and Attorneys. Accurately fund all loans which have met all requirements. Post Closing Receiving Clerk Years Employed(1997-2000) Union Planters Bank, N.A. Cordova, TN Audited checks and notes daily on all files received after mortgage loans closed. Responsible for mailing PMI Certificates to the appropriate companies. Contacted branches to ensure follow-up on errors with closed loans. Worked with Underwriters and Processors to receive closed loan files. Entered closed Mortgage loans onto the Host System. Received files on a daily basis and distributed them to the appropriate departments. Education Bachelor of Science in Business Administration Years Attended (1987-1992) Rust College Holly Springs, MS