Wholesale Account Executive

Posted on: 2006-06-29

30 Church StreetMerrimac MA 01860 Phone [email protected] Melody L Silveira Objective Successful Mortgage Banking professional pursuing an opportunity in a related field to apply my skills and 20 years of experience to reach targeted goals. Experience 2005-Present First American Mortgage Trust Brookline, MAWholesale Account Executive§ Primary responsibility is FHA Wholesale origination.§ Utilize my marketing expertise to contact potential brokers and correspondents, as well as other loan officers to produce new loan activity.§ Process and underwrite files to FHA guidelines. § Proficient in use of Genesis 2000. 2004-2005 GMAC Mortgage Newburyport, MAAssistant Loan Officer§ Assisted Loan Officer in all aspects of loan origination.§ Processed files for loan approval.§ Established relationships with Real Estate Agents.§ Tracked participation rates. 2002-2003 Coldwell Banker Newburyport, MAAssistant Loan Officer§ Assisted Loan Officer in processing files for approval.§ Proficient in use of Fannie Mae Desktop Underwriter. 2001-2002 Coldwell Banker Newburyport, MAReal Estate Agent§ Worked in all facets of listing/selling residential homes.1991-1995 Merrill Lynch New York, NYContract Underwriter§ Reviewed underwriting of a wide variety of loans to determine eligibility for sale and or acquisition under FNMA/FHLMC/GNMA guidelines, as well as other investor’s.§ Trained in Leadership responsibilities for Pre-Bid Audits, Full Underwriting Projects, Ritzy-Mae Securitizations, CMO and Asset backed Transactions.§ Quality control of third party due diligence, auditing, data file management.1992-1994 GE Capital Mortgage Insurance Irvine, CAContract Underwriter§ Loan underwriter for Pool and Primary Insurance according to various investor and GE guidelines.§ Inspected loan portfolios for potential acquisition.1989-1991 Priority Financial, Inc. Mission Viejo, CAOffice Manager/Senior Loan Officer· Responsible for loan origination and file maintenance, including pre-qualifying, underwriting, and loan processing.· Loans included purchases, refinances, 2nd and 3rd trust deeds, government, conventional, and FHA Title 1.· Responsible for recruiting and training new loan officers.1988-1989 Huntington Pacific T&L Huntington Beach, CAAccount Executive§ Responsible for all aspects of FHA Title 1 loans, from origination to closing.1987-1988 Century 21 Mortgage Newport Beach, CACorporate Coordinator§ Coordinated and tracked collateral packages form branches nationwide to sub-servicers.§ Assisted in opening a production branch in the corporate office, and for funding of their loans. Education 1975-1977 Golden West College Huntington Beach, CA Volunteer Experience Participated as a Parent Teacher in local Kindergarten class. Contribute as Parent volunteer to elementary school classes. Mentor Cub Scouts in local Pack. Member Merrimac PTO.