Residential Loan Processor

Posted on: 2006-05-09

Angel Chanelle Cannady Contact: 415-620-0747 201 8th Street Alternate:415-584-4735 SanFrancisco,Ca94103 Email: [email protected] Summary of Qualifications ------------------------------ Over 3 years of experience in the Real Estate field. Able to prioritize and meet deadlines. Expedient and attentive with all clients. Attention to detail. Excellent goal achiever in the face of challenging objectives. Proficient in Microsoft Word and Microsoft Excel. Professional Experience ------------------------- Walton & Walton Real Estate Company San Francisco, California 2004-2004 Residential Loan Processor Utilizing the system program Genesis2000 for conventional loan processing. Providing Transmittals (1008) and Master Application (1003) for underwriter approval. Opening Escrow with various title companies. Preparing legal Real Estate disclosure forms for agent/client files. Ordering pay-offs for customer mortgage information. Assisting loan officers with all aspects of loan origination. Reviewing appraisals for correct and complete data. Operating multi-line telephone system. Managing case-load to assure timely process. Assisting in trainings for new real estate software. Acquiring all lenders conditions and disclosures; i.e. GFE, TIL, ARM, etc. Communicating with clients 3-4 times per week on status of their loans. Composing and sending out approval letters to clients. Washington Mutual San Francisco, California 2003-2004 Assistant Loan Coordinator Utilizing LoanWorks system for Loan Origination. Processing Files for Underwriter Review. Reviewing Preliminary Reports. Assisting Loan Consultants with aspects of Loan Origination. Providing Transmittals (1008) and Master Application (1003) for underwriter approval. Preparing and Printing Loan Documents for closing. Stacking file in accordance with Bank policy. Reviewing Purchase contracts for accuracy, signatures, completeness, and close of escrow. Operating multi-line telephone system. Acquiring all lenders conditions and disclosures; i.e. GFE, TIL, ARM, etc. Communicating with clients 3-4 times per week on status of their loans. Union Mortgage San Francisco, California 2001-2003 Residential Loan Processor Specializing in conventional loans for sub-prime and A paper borrowers. Utilizing Genesis2000 for Loan origination; some exposure to Calyx Point system. Financing Clients for hard money loans. Ordering verifications for employment, deposit, mortgage, and rent. Ordering pay-offs. Qualifying borrowers for purchase and refinances. Customer Service. Analyzing files for accuracy and correctness. Assisting loan officers with all aspects of loan origination. Requesting required documentation from clients. Submitting files via Internet to various lenders. Opening escrow accounts and reviewing preliminary reports. Maintaining financial transaction for credit reports, appraisals, and miscellaneous fees. Ordering Credit Reports, appraisals, and inspections. Reviewing appraisals for correct and complete data. Assisting borrowers with home insurance purchases. Funding Loans for jumbo, non-conforming, and conforming. Closing Loans fast and efficient; Minimal Fannie Mae closings. Acquiring all lenders conditions and disclosures; i.e. GFE, TIL, ARM, etc. Communicating with clients 2-3 times per week on status of their loans. Composing and sending out approval letters to clients. Locking in rates via fax, and/or internet. Managing 3-4 agents pipeline reports monthly. Routine computer and network maintenance. Operating multi-line telephone system. Goodwill Industries Fairfield, California 2000-2000 Warehouse Sorter Sorting various clothing items for resale. Tagging merchandise and sorting onto various racks. Assisting Lead Managers with warehouse readiness in accordance with store policy. Stocking and packing items. Lifting over 25 pound bags onto docks. United States Navy San Diego, California 1998-2000 Seaman/Administrative Assistant Maintaining aircraft carriers body for safety inspections. Training new recruits for inspections. Administrative Assistant: filing records, typing memos, and coordinating duty watch. Education --------------- San Francisco City College, San Francisco The Principles of Real Estate, Real Estate, December 2005 San Francisco City College, San Francisco Early Childhood Education/Basic Courses, January 1997 Fairfield High School, Fairfield High School Diploma, Basic Studies, June 1996