Assistant Nat'l Compliance Director, AVP

Posted on: 2006-01-25

SHARON KELLER 309 Crane Street, Austin, TX 78734 (512) 266-0477 home (512) 799-4317 cell [email protected] SUMMARY OF QUALIFICATIONS *Self-motivated professional with expertise in the areas of mortgage and title compliance, commercial escrow closing, licensing, finance, retail and wholesale trade and design. *Excellent communication and customer service skills with individuals on all levels. *Proficient in electronic research with advanced PC and software skills complimented by solid comprehension and analytical abilities. *Strong sense of urgency with ability to meet deadlines within short turnaround timeframes. EXPERIENCE 12/2002 –11/2005 ASSIST NAT’L COMPLIANCE DIRECTOR, AVP D.R. HORTON, INC., AUSTIN, TX *Assisted with development and implementation of policies and procedures for regulatory compliance of Company’s mortgage and title divisions in 23 states with federal, state and local laws; *Designed and implemented internal audit program for title operations in five states; performed annual internal audits of title operations; *Changed name for mortgage and title branches in all states of operation within Company’s deadline at state, city and county levels and obtained new or amended licenses; *Supervised licensing for 24 title branch offices nationally at state, city, county and employee levels, including the monitoring of continuing education requirements; *Performed research and in-depth analysis of federal, state and local regulatory issues; provided timely and accurate information regarding compliance issues to the various operating departments; *Worked with corporate attorneys and outside counsel to provide information and/or recommendations based on pending legislation and other legal matters; *Performed internal title operation audits, prepared reports and responded to external audits by third parties; assisted mortgage operations with same; *Provided compliance training to branch offices where indicated or requested; *Presented key reports to directors and senior management pertaining to prospective risk practices, material litigation, licensing, continuing education, and all other legislative monitoring as well as provided feedback on inquiries made by various outside third parties. 7/1997 – 12/2002 COMMERCIAL ESCROW OFFICER STEWART TITLE AUSTIN, INC., AUSTIN, TX *Closed complex commercial transactions on all levels including 1031 exchanges, golf courses, offices, shopping centers, hotels, multi-state apartments, commercial construction, multiple “out-of-county/state” land tracts, large builder land development tracts involving street development through individual lot take-down; *Reviewed and receipted contracts, responded to objection letters, prepared “marked” title commitments, prepared settlement statements and other required closing documentation for closing, reviewed surveys and complex legal documents, performed property inspections as necessary; *Experienced in working with attorneys, investors, sophisticated buyers and sellers and their agents and lenders; *Participated in business and social functions as necessary to promote business. 7/1996 – 6/1997 ESCROW OFFICER SOUTHWESTERN TITLE COMPANY, DRIPPING SPRINGS, TX *Primary residential and commercial Escrow Officer for attorney-owned title company located outside Austin, Texas; *Closed all transaction types including farms and ranches southwest of the Austin area involving multiple counties, probates, meandering waterways/property lines; *Handled all aspects of the closing transaction from point of contract receipt, commitment mail-out, through to closing and funding. 4/1988 – 6/1996 OWNER/MANAGER/BUYER/SALES REPRESENTATIVE SHARON & CO., WHOLESALE FLORAL MANUFACTURER, AUSTIN AND LUBBOCK, TX *Started successful business involving product design and manufacture; obtained accounts throughout the U.S. with a specialty in Christmas items; *Attended regional and national trade shows, met with buyers, processed orders; *Provided customer service for large accounts including Disneyland, Kirklands, Jeromes, and Hallmark Shops; *Hired, trained and supervised personnel to ensure deadlines were met; *Focused on providing jobs to college students and the handicapped; *Managed all phases of the manufacturing and shipping process; *Made budget projections and selected and purchased materials; *Prepared quarterly and annual forecasts, tax returns and payroll. 10/1985 – 4/1988 OWNER/MANAGER/BUYER/SALES REPRESENTATIVE COUNTRY FRAMER, ART AND FRAMING, CEDAR PARK, TX *Handled all aspects of starting a small business; *Hired, trained, supervised staff, and managed the framing process; *Designed advertising campaigns and promotions; *Purchased supplies, handled accounts payable, payroll functions and tax returns. 1983 – 1985 REAL ESTATE AGENT MARSH & BOX, RESEARCH BROKERS, INC., REALTORS, AUSTIN, TX *Acted as agent for buyers and sellers in residential and commercial real estate transactions; *Previewed properties; made presentations to corporations according to their purchasing needs; designed and implemented marketing campaigns; *Performed research for viable knowledge of FHA, VA, and conventional loan packaging necessary to assist clients in seeking financing needs; *Handled all facets of contract negotiation through to final loan closing documentation. 1982 ESCROW OFFICER, OFFICER MANAGER CRIBBS & MCFARLAND, ATTORNEYS AT LAW, ARLINGTON AND DALLAS, TEXAS *Effectively managed firm’s escrow closing office in Austin, Texas; *Handled all closing transactions for Austin real estate clients from initial order through final closing; *Met with builders, attorneys, bankers, etc. to obtain new clients. 6/1979 – 1/1982 ESCROW OFFICER, OFFICE MANAGER BAWCOM & ASSOCIATES, ATTORNEYS AT LAW, AUSTIN, TX *Provided management support to four attorneys in various areas of the legal field; *Hired, trained and supervised office personnel; *Closed all real estate transactions for the firm. SKILLS Word, Excel, PowerPoint, QuickBooks, Perform, Aim, Softpro, Cogent, Outlook EDUCATION University of Texas, Austin, Texas - Coursework included Accounting and General Studies Real Estate School of Austin Campus MBA Texas Land Title School CONTINUING Seminars: EDUCATION Real Estate Law, Title Insurance, Regulatory Compliance, Underwriting, Interior Design, Mortgage Lending PERSONAL Willing to Travel – Willing to Relocate