Foreclosure Specialist Resume
TAMMY ADAMS
Cottage Avenue
Horsham, Pennsylvania Email:
PROFESSIONAL EXPERIENCE
Premier Bank division of Fulton Mortgage Company, Doylestown, Pennsylvania -present
Mortgage Loan Officer
Responsible for developing new business through leads provided from the branch network and through contact with Realtors, builders, developers, attorneys and other financial professionals. Performed a wide range of duties relating to the origination of residential st mortgage loans products including Conforming, Non-Conforming, Construction, Refinancing, etc. Overall responsibilities included residential mortgage loan from application to closing.
The Home Finance Group, Inc., Horsham, Pennsylvania -
Mortgage Consultant
Proactively developing and maintaining a network of realtors, builders, attorneys, accountants, and other referral sources of business in order to originate quality Sub-Prime and Alt-A residential mortgage loans. Insure customer satisfaction by maintaining thorough knowledge of lending programs, polices, procedures, and regulatory requirements. Ensure quality for the entire loan process origination, processing, underwriting, and closing.
FAIRBANKS CAPITAL CORP, Hatboro, Pennsylvania –
Foreclosure Specialist
Managed portfolio of + sub-prime foreclosure accounts for multiple investors. Monitored progress of foreclosure through liaison with attorneys including an analysis delinquent steps, sales results, closed accounts and unacknowledged new referrals. Executed assignments of mortgages, affidavits and other various documents for proceedings. Contacted attorneys to ascertain the status of title search for unpaid taxes, lien position or any unusual circumstances.
TALK AMERICA, INC., New Hope, Pennsylvania –
Regulatory Affairs Coordinator, Corporate Legal Department ( – )
Managed daily regulatory compliance issues for a publicly traded, internet-based local and long distance telephone company. Over three years of targeted experience assessing risk and consulting with business units and individuals within highly regulated industries. Unique understanding of complex state and local requirements necessary to interface with and respond to formal authorities, attorneys and internal decision makers. Successful at researching, compiling documentation and negotiating outcomes to ensure effective business operations. Investigated and prepared documentation for General Counsel for response to Subpoenas, Show Cause Orders, Small Claims litigation matters and ensuring compliance with Cease and Desist Requests.Consistently met all deadlines for any regulated industries.
Accounts Receivable ( – )
Primarily responsible for all customer payments. Supervised daily incoming payments to ensure proper posting to consumer accounts. Uncovered critical payment errors which saved the company both consumer complaints and operating expenses. Devised and implemented company payment options. Handled daily bank deposits and reconciled daily/monthly bank statements. Approved payment options for delinquent customers to bring their account current without losing service.
PROFESSIONAL DEVELOPMENT
Various courses in Real Estate
Training course in Loan Origination
Supervisory and Management courses and Seminars
Mortgage servicing Regulations Training ) FCRA Certified, ) FDCPA Certified
