Search All Resumes | Submit Your Resume | Search Jobs
Medical Coding & Billing Specialist Resume
BRIAN
US-Arizona-Phoenix
MORTGAGE UNDERWRITER
An opportunity to obtain a Mortgage Underwriters position, with eventual advancement to management, with a growth-oriented organization.
Professional Experience
12/2008 to 06/01/09 WELLS FARGO, Tempe, AZ
Loan Originator
Proven ability for sales accomplishments.
Delivered excellent customer service by closing loans for clients at there home versus our office.
Built new client referral base by providing excellent customer service.
Assisted clients with mortgage services and cross-selling loan programs where needed.
Assisted processors in preparing underwriting requirements.
Prepared loan documents for underwriter to examine.
Problem solved customer issues and routinely using my expertise to answer client questions.
05/2008 to 11/2008 METROCITIES MORTGAGE LLC, Phoenix, AZ
Loan Officer
Routinely lending support to loan officers regarding hard to close loans.
Creating loan officers monthly goals.
Creating the companys yearly goals.
Developing business leads for the company thru advertising and proactively seeking new business sources.
Developing new business banking partners to increase our lending options for loan officers and clients
2000-2008 LIFETIME MORTGAGES, INC Milwaukee, WI
Mortgage Underwriter
FNMA/FHLC knowledge
Performed loan underwriting on Conforming and Non-Conforming Loans
A, Alt A and Subprime and Government loans
Ability to multitask workload in a fast-pace environment.
Provided informational support and mentoring to processors and closers concerning program guidelines and procedures.
HELOC/HELOAN
Trained and Mentored New Underwriters
Recognized as a resource person, problem solver, trouble shooter.
Wholesale and Retail -1st and 2nd mortgages
Underwriting experience with investors programs: SISA, SIVA, NO DOC, NO RATIO and FULL DOC.
Reviewed, analyzed and approved individual consumer requests and products within company and industry guidelines.
Determined decisions/exceptions beyond the authority levels of less experienced underwriters.
Served as a consultant/technical resource on difficult problems and questions.
Handled escalated calls: second level reviews; provided work direction, feedback and training to underwriting staff including coaching lower level underwriters on underwriting decisioning, department procedures and policies.
Processed Refinance, Purchases, and Inter-Family Transfers.
Extensive knowledge and experience with ARMs, Fixed Rate,
Interest Only and HELOC loans.
Processed loans utilizing both Stated Income and Full Documentation requirements.
Opened Escrow, ordered Title Reports, Payoff Demand Statements, and Estimated HUD form Title Company.
Re-Disclosed on any missing, incomplete, or incorrect forms and reissued to Agent.
Daily contact with Agents and Title Companies answering all questions related to loans currently in progress and informing Agents of any follow-up requirements.
Maintained detailed records of all contact with all parties.
Received Conditional Loan Approvals with conditions and met all requirements for both Stated and Full Documentation Applications.
1995-2000 GREAT LAKES MORTGAGE, INC. Milwaukee, WI
Loan Officer
Proactively developed new clients for potential loan applications via networking, attorneys, home improvement contractors, banks and referrals.
Proven ability for sales accomplishments.
Delivered excellent customer service by closing loans for clients at there home versus our office.
Built new client referral base by providing excellent customer service.
Assisted clients with mortgage services and cross-selling loan programs where needed.
Assisted processors in preparing underwriting requirements.
Prepared loan documents for underwriter to examine.
EDUCATION
1984-1989 Wilberforce University Wilberforce, OH
B.S. Degree Business Management
1980- 1984 North Division H.S. Milwaukee, WI
Diploma
A job posting is required to contact candidates.
Click here to post a job now.
Library Application Specialist
Home Service Tech - Dev - Palos Verdes
Cox Business - Field Service Rep
Administrative Assistant to the Homeowners Association Manager