Women's Job List

Vice President, Senior Credit Manager I - HSBC - New York, New York - EXPIRED


This is an archive of an expired job.

Job Information:

Company: HSBC

HSBC Logo North America-United States-New York-New York

HSBC serves customers worldwide through an international network of around 3,900 offices in 67 countries and territories in Europe, Asia, North and Latin America, Middle East and North Africa.  We help companies and individuals across the US to manage their finances through three global lines: Commercial Banking, Global Banking and Markets, and Retail Banking and Wealth Management. ISB is an integral segment of the Commercial Bank that allows HSBC’s customers better manage their subsidiaries around the world.  This allows exposure to work with product partners in Global Liquidity Cash Management, Global Trade and Receivables Finance and Global and Markets to offer solutions based on customers’ needs and complexity of the business.  It’s the global connectivity that you will find yourself inspired and collaborating with colleagues not just locally but also across continents and cultures. 

 

The Senior Credit Manager has responsibility for supporting Relationship Managers (RMs) in their day to day credit related client management.  The role holder is responsible for operating in accordance with the Bank’s internal credit and other guidelines, controls and procedures and also in line with any external regulatory requirements.

 

The tasks for this role may include some or all of the following: 

  • Lead credit related engagement to enable RMs to optimize the potential value of client relationships, improve client engagement and deliver needs-based solutions and fair outcomes for customers
  • Enable proactive client management by attending client meetings with RMs as necessary and acting as the first point of contact for customers on credit-related enquiries
  • Strong focus on origination and structuring allowing for appropriate analysis, proposals and presentations to prospective customers
  • Support the RM on day-to-day activities including client planning, pipeline management, coordination with product partners and ensuring data and call reports are accurately and timely updated
  • Undertake financial and credit analysis, preparing credit remarks
  • Collaborate with Group colleagues to deliver appropriate needs-based solutions for customers
  • Work closely with Service Delivery and coordinate the end-to-end credit process, review their deliverables and resolve issues
  • Monitor credit risk including concern lists and credit control reports, and analyze management information
  • Drive internal review and/or external regulators’ requirements to ensure they are dealt with dealt with in an accurate and timely manner
  • Share knowledge, experience and best practices within and outside of immediate team
  • Promote a collective culture to spread experience & best practice
  • Take a hands-on approach to coaching with a focus on developing junior talent
  • Provide ongoing risk monitoring in areas concerning Global Standards and Anti-Money Laundering & Sanctions alerts, and act as an escalation point for risk issue response
  • Ensure consistent application of Group Policy and adhere to regulatory, financial, and legal standards to minimize business and reputational risks 
Conduct 
 

Management of conduct is a critical component of all our business activities including, for example, the Group’s strategy and business models, our culture and behaviors, our interaction with customers, our financial markets operations, and our governance and oversight processes. HSBC's approach to conduct is designed to ensure we deliver fair outcomes for our customers and do not disrupt the orderly and transparent operation of financial markets.

 

Focus on conduct is integral to HSBC’s values and principles, and supports the Group’s strategy for sustainable growth and streamlining of business processes and procedures.

 

HSBC has defined the Global Outcomes relating to Conduct which must be delivered by Global Lines of Business, HOST and the Global Functions. The 15 Global Outcomes are located within the document in this link:

 

Global Risk FIM / Regulatory Compliance / B.25 Global Conduct Policy

 

Whilst all 15 Global Outcomes apply across the organization, there are more dominant or relevant Outcomes which relate to specific roles. Below is an indicative guide to show which Outcomes are more likely to apply to this job description. This should be used as a guide only and all roles within the organization should adhere to the Outcomes and the local regulatory standards and requirements relating to the markets in which they operate. 

 

Culture & Behaviors  

  • Our culture supports our people and empowers them to consistently do the right thing for our customers and markets in which we operate
  • Our people are competent and committed to the fair treatment of customers and not disrupting the integrity of markets
  • We are open to challenge, we acknowledge when things go wrong, we fix things and we learn from our mistakes 
Customer 
  • We know our customers and understand their needs-we actively listen to them and ask the right questions
  • Our products and services provide a balanced exchange of value between HSBC and our customers
  • Throughout our sales and servicing we are efficient, transparent and customer focused
  • We manage our products and services so that our customers’ experience is in line with the expectations we set
  • We seek to prevent and will proactively identify actions and behaviours that constitute market misconduct, and respond appropriately
  • We manage conflicts of interest and appropriately handle information to reduce the opportunity for misuse 

Governance & Oversight 

 

Our governance framework provides effective oversight of how we fairly treat customers and uphold market integrity  


 

If you would like to notify the Diversity Recruitment team of your application or if you are simply interested in learning about opportunities at HSBC, please email [email protected]