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Mortgage Loan Processor Resume


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Resume:


Verdun Drive, Baton Rouge, LA \\r\\ \\r\\nDanease M. Platt\\r\\nobjective\\r\\n\\r\\nTo obtain a position in a growing and emerging company where my positive approach and accumulative skills are challenged and utilized to the fullest degree.\\r\\nEducation \\r\\n- Alliance Mortgage Business School Jacksonville, FL\\r\\nCertifications: Mortgage Broker Course , Mortgage Processor Certification, Mortgage Loan Underwriter Certification, and Product Knowledge and Marketing Certification.\\r\\n- Bank of America Jacksonville, FL\\r\\nAppraisal Review\\r\\n- Current Florida Community College of Jacksonville Jacksonville, FL\\r\\nAssociates in Arts Degree \\r\\nJune - June Culinary and Pastry Arts Degree Graduated\\r\\n July - November Externship for Oak Park Bakery (information upon request)\\r\\nEmployment\\r\\nFeburary -Current Wachovia Mortgage- Credit Analyst\\r\\n\\r\\nJune -December (GE Comsumer Finance Closed office/layoff, attended FCTI and The French Pastry School/and completed externship)\\r\\n\\r\\nNovember - June - GE Consumer Finance, GE Money Jacksonville, FL\\r\\nMortgage Loan Underwriter LA\\r\\nResponsible for accurately reviewing loan file conditions and packages submitted by approved brokers. Primary responsibilities : gather, review, and approve more complex loan documentation submitted by brokers based on our Credit Policy Guidelines. \\r\\n Maintain comprehensive knowledge of GE loan procedures, programs, lending guidelines and technology resources.\\r\\nMaintain professional, ethical, and courteous relationships with both internal and external clients in a sub-prime environment. \\r\\nReview loan file conditions based on underwriting approval and make good business decisions based on validity of conditions, ie. Income Calculations, Appraisal, and Credit Report findings.\\r\\nVerify programs and rates with broker both initially and final prepare loan file for submission to Funding Department.\\r\\nCommunicates Effectively with assigned Sales Representative (BDR), title companies, brokers, escrow companies, and attorneys regarding loan file status. Work with brokers to provide alternate documentation effectively as needed. \\r\\nResponsible for prevention of fraud and accurate information processed for quality control.\\r\\nMust fund a minimum of loans per month and understands file flow system. Must have all loan conditions reviewed with in - hours\\r\\n\\r\\n\\r\\nGE Consumer Finance, GE Money Jacksonville, FL\\r\\nMortgage Loan Processor PS\\r\\nResponsible for assisting Account Executives in developing and maintaining key business relationships with loan brokers in a given sales territory. Also, acting as an administrative support for Sales Department. Facilitates and expedites the loan process by providing the highest levels of customer service from loan submission to funding in sub-prime lending.\\r\\n\\r\\nMust acquire and maintain basic knowledge of GE’s loan programs, pricing, procedures, lending guidelines, and all technological resources. Also, must execute all administrative functions requested by Account Executives with in there lending unit for assigned territory.\\r\\nCollects and submits to broker approval department all documentation to register broker. Facilitates the acquisition and delivery of conditions to Loan Underwriter and ability to give explanation to on conditions and meaning to outside clients. Must maintain performance levels consistent with company policy and team set goals for production.\\r\\nMust conduct verification of employment, deposit, and rental history and familiarize with the following documentation : , , All RESPA docs(GFE,TIL, disclosures ect..) , HOI, Title, appraisal, purchase agreements, demand for payoff, warranty deeds, & T.\\r\\nAQUIRED EMPLOYEE OF THE QUARTER FOR IN \\r\\n\\r\\n Bank Of America Jacksonville, FL\\r\\nMortgage Loan Audit and Resolution Specialist-Post Closing\\r\\nResponsible for reviewing all loan documents according to system and audit conditions to be cleared. Review hazard insurance, payoff, title, and RESPA docs according to state and federal laws, data entry, and acute problem solving.\\r\\nMortgage Chase Team-Post Closing\\r\\nResponsible for contacting outside clients to retrieve documentation such as title, mortgage deed of trust, and HELOC. Once documentation was retrieved and prepped send to imaging and clear conditions on reports daily.\\r\\n Mortgage Loan Support Team-Post Closing\\r\\nResponsible for all incoming and outgoing mail. All incoming closing packages were merged with paper file and prepped to be audited. All items needed for computer processing were prepped and sent to imaging. Team Lead position for short period of time before outsourced to India.\\r\\n \\r\\nOffice and Technology Skills:\\r\\n\\r\\n key\\r\\nWORD, EXCEL, POWERPOINT, LPS, Loanquest, EDESK, DART\\r\\nCAYLX\\r\\nCREDIT REPORTS (ALL Bureaus)\\r\\nData Entry\\r\\nALL Mortgage Loan documentation (including RESPA)\\r\\nMulti-line phone Calls \\r\\nUnderwriting Guidelines, Mortgage Products, and Marketing Skills\\r\\n\\r\\n\\r\\nReferences :\\r\\n\\r\\nRicahrd Paige (Site Manager WMC Mortgage) \\r\\nPaola Lindsay ( Team Leader and Underwriting Trainer WMC Mortgage) \\r\\n