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Notary Public/Title Clerk Resume
ROBERTA
US-New York-New York City
Bank Attorney
20 years of cumulative bank service since college.
Seeking a career opportunity that best utilizes my skills and experiences in banking, finance, commercial and residential lending and legal compliance.
ROBERTA ARNONE, ESQ.
BAR ADMISSIONS
N.Y.S. 1994 and Federal Court 1997
(S.D.N.Y. & E.D.N.Y.)
PROFESSIONAL WORK EXPERIENCE
New York City Human Resources Administration, Adult Protective Services
Per Diem Guardian ad Litem for Housing Court, New York County 2005 to Present
Appointed by Housing Court Judges to assist disabled tenants in eviction proceedings. Work with NYC Human Resources, Office of Adult Protective Services and New York City Housing Authority to Procure Rent Arrears Grants, Various benefits including social security income and food stamps and recommend Article 81 Guardianship to prevent eviction on about twelve cases per year for about twenty hours per week.
Per Diem Contract Attorney - Banking 2004 to Present
Representing mortgage lenders, purchasers and sellers in residential real estate closings; closed all types of residential loans (valued at $3.5MM or less); and explained various loan documentation to borrowers on HELOC and refinance closings including: RESPA and HUD Disclosures, Anti-coercion, The Patriot Act and Truth in Lending.
Key Bank, New York, New York
Assistant Vice President & Closing Officer
1998 to 2004
Closed a myriad of multimillion dollar commercial real estate transactions including: construction loans (80/20 bond deals, residential subdivisions, strip malls, luxury apartment buildings, office buildings, health care facilities), letters of credit, bridge loans, conduit loans, CMBS, revolving lines of credit, participations, syndications and extensions for middle market developers and institutional clients (including top tier developers and REITs) and responsible for the following:
Ascertaining that the loan structure of each facility adhered to bank policy and regulations;
Drafting various agreements in connection with each transaction;
Reviewing, summarizing, editing and negotiating loan documentation and checklist items including swap agreements, building loan agreements, leases, construction and environmental phase I reports and conduit documents (commercial mortgage backed securities); and
Researched toxic mold and recommended credit policy to mitigate the bank's risk.
Enforced compliance of all pertinent bank regulations including: U.S. Patriot Act; OFAC; Anti-tying; Anti-money Laundering; Graham Leach Bliley, Privacy Policy, Anti-Predatory Lending, Anti-coercion, R.E.S.P.A. and Sarbannes-Oxley Act.
Served on a select panel to assist with updating Key Bank’s Annotated Commercial Real Estate Closers' Training Manual.
Member of the Key Bank Diversity Council from 2000 to 2004.
Law Office of James Notaris, New York, NY
Attorney 1997 to 1998
General practice attorney for real estate transactions, wills and trusts and business formation and dissolution.
Charter Financial, Inc. (an entity of Wells Fargo Bank), New York, NY
Attorney / Contract Administrator 1995 to 1997
Responsible for closing and administering equipment leases and loans.
Chemical Bank (now known as JP Morgan Chase)
Credit Card Fraud Agent 1993 to 1995
Trained in Cardholder Privacy, investigated credit card fraud; prepared fraud reports; and initiated arrests. Awarded for exceptional service.
Full-time Law Student from 1990-1993
East River Savings Bank, Valley Stream, NY
Customer Service Representative 1987-1990
Fidelity Bank, FSB., Garden City, NY
Teller 1986-1987
EDUCATION
Touro College, Jacob D. Fuchsberg Law Center, Huntington, NY - Juris Doctor, 1993
Adelphi University, Garden City, NY - Bachelor of Arts, Economics, 1990
SKILLS
NYS Commissioned Notary Public
Small Claims Court Arbitrator
Certified Mediator
Proficient in MS Word, PowerPoint and Excel.
PUBLIC SPEAKING ENGAGEMENTS
Adjunct Professor of Business Management for CUNY, Baruch 2008 - Present
Association of the Bar of the City of New York: Negotiating Commercial Leases
Association of the Bar of the City of New York: Forming Your New Business
Key Bank Diversity Council (2002 – 2004): Basic Budgeting Techniques
AUTHORSHIP
Co-authored Blumberg form 3111, Memorandum of Execution of Will ©2006
Authored New York State Notary Formbook and Practice Tools © 2006
ADDITIONAL COURSE WORK
Mediation Training (Columbia Law School) and Apprenticeship at Safe Horizon
Residential Real Estate: NY Practice Update - NYS Bar Association
Commercial Lending - ABCNY
Estate Planning and Will Drafting - NY Practice Update - ABCNY
Privacy and the Gramm Leach-Bliley Modernization Act
U. S. Patriot Act Authentication, Privacy and OFAC Searches (2004 Key Bank)
INTERESTS
Performing Art, Modern Art and Surrealism
Etymology of English words
Vigorous Exercise
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