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business owner/practitioner Resume
Stacie
US-Georgia-Atlanta
Closer
To obtain a position as a mortgage professional as a mobile closer.
4541 Coopers Creek Place
Smyrna, GA 30082 Phone (678) 598-0739
E-mail stacieadams@bellsouth.net
Objective
Stacie E. Adams
To obtain a permanent position as a mortgage professional in a stable company environment.
Professional experience
December 2006-August 2007 First Magnus Financial Marietta, GA
Closer
Assisted Underwriting Department with approving conditions with brokers prior to the loan being cleared for closing.
Reviewed file for consistency of accurate loan information.
Effectively communicated with broker and closing agent of status of loan documents while confirming escrow information.
Properly input data into system to generate closing documents for delivery.
Reviewed HUD-1 settlement statement for approval prior to wiring funds for disbursement
Prepared closed loan packages for post closing/shipping department.
April 2006- October 2006 Home Capital, Inc Atlanta, GA
Closer
Audited checklist for input of loan.
Validated TLH data for accuracy while inputing additional information to export to final document system.
Properly input loan into system to prepare documents.
Determined sufficient funds to close, while effectively communicating with sales department and associates.
Created preliminary documents for delivery to Title company, sales, and associates for review of final figures.
Reviewed and approved final HUD, stacked file in accordance to company policy for funding department.
July 2005-April 2006 Soluna First Mortgage Atlanta, GA
Senior Closer
Managed and processed all closing documents in accordance with state regulated guidelines.
Crossed trained and supported employees into the closing department.
Effectively communicated with Title companies and attorneys to ensure proper closings in accordance to investors guidelines.
Reviewed and approved HUD-1 settlement statements for Retail and Wholesale loans.
Managed closed loans for Mers registration while tracking and sending post closing documents to their respective counties for recording.
Nov 2004- July 2005 MIT Lending Norcross, GA
Closer
Reviewed and resolved all prior to closing conditions with brokers.
Contacted closing attorney to confirm broker fees and actual date and time of closing.
Evaluated insured closing protection letter and reviewed hazard insurance for sufficient coverage to proceed with closing.
Created documents for delivery to prospective closing agent and Title Company for closing.
Reviewed and approved HUD settlement prior to authorize funding.
Compiled closed loan documents delivered from closing agent to Post Closing Department for shipping.
February 2004-August 2004 National City Mortgage Atlanta, GA
Closer
Verified that all closing conditions prior to closing were cleared by broker.
Prepared closing documents in accordance with company policies.
Reviewed settlement statements for approval and provided funds for disbursement.
Prepared closed loan file for post closing/shipping.
October 1995-May 2003 JP Morgan Chase Atlanta, GA
Senior Closer
Reviewed files for accuracy and completeness prior to input into the system.
Communicated with closing agents to confirm dates and all fees.
Confirmed final pricing of loan with secondary marketing department.
Ensured that all conditions were met prior to closing as well as obtained estimated settlements for approval.
Provided funds for disbursing to the closing agent.
Reviewed files received from closing agent to ensure that loans closed properly and in compliance with instructions.
Prepared closing loan file in appropriate order for post closing department and delivered to shipper on the day of recording.
Responsible for ensuring all loans closed were met in a timely and accurate manner.
March 2001- August 2002 Flagstar Bank Atlanta, GA
Closer
Prepared closing documents, verified that all closing conditions prior to closing were cleared.
Reviewed settlement statement for approval and order funds for disbursement.
Utilized stacking order to prepare the closed loan credit package for shipping.
Shipped closed loan credit package to post-closing within 24 hours of closing/disbursement.
References Available upon request.
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