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Name:

Tawnya

Location:

US

Experience:

Willing to Relocate:

Willing to Travel:

Most Recent Job Title:

Loan Processor

Personal Website:

Objective:

To continually increase in knowledge in the mortgage, banking and title industry.

Resume Text:

TAWNYA GABLE
407 Northvalley Drive
Houston, Texas 77073
(281)645-4218 home
(713)501-5379 mobile
(281) 880-5900 ext 104 daytime
Email:justdlaw2@yahoo.com


SUMMARY * Twelve + years of increasing responsibilities in the mortgage, banking and title industry.
Concentrating on Conventional and FHA/VA loans both conforming and non-conforming, but also experienced in construction, commercial and rehabilitation loans.

WORK EXPERIENCE CMR Mortgage

01/05-Present

Senior Mortgage Specialist/Mortgage Processor/Office Manager
(See Response Team, Inc. Capital for detail duty description)

Ameritrust Capital Mortgage

5/04-01/05

Senior Mortgage Loan Specialist
Made sure operations go smoothly in the office and all closings go as smoothly as possible. Ordered all supplies, scheduled appointments, discussed rates, terms and structured loans. Main duty was to process loans from initial application to funding of most types of conventional loans.
(for more details see Response Team, Inc. below)



RESPONSE TEAM, INC.

7/03—3/04

MLC/PLC
Processed loans from initial application to funding of FHA/VA loans. Ordering title commitments, appraisals, case numbers, payoff demand statements and flood certifications. Depending on what type of FHA/VA loan and borrower, income, asset and self-employment documents were also requested. Initiated numerous amounts of phone interactions with borrowers, loan consultants, title companies, FHA/VA representatives and customer service representatives from different mortgage lenders. Worked up Mortgage Credit Analysis Worksheets and FHA/VA Refinance Worksheets. Submitted loans into underwriting according to FHA/VA guidelines. Retrieved files from underwriting clearing any conditions needed prior to preparing loan for closing document preparation. Digitally remote most loan document sets to designated attorneys office or title companies. Faxed over list of items needed to give funding authorization. Clear any closing conditions and LAR requirements which were requested to be initiated for loans which has received funding authorization. Loans would then be passed over to servicing prior to expiration of lock confirmation.

ROBERTSON & ANSCHUTZ, P.C.

4/01-7/03

SENIOR LOAN SPECIALIST
Received files from brokers, investors, title companies, etc. Reviewed title commitments, underwriter’s approvals, payoff demand statements, surveys, appraisals, lock confirmations,
document preparation forms, Mortgage insurance certificates, insurance dec pages, etc.as required in order to process incoming orders f or documents to be drawn on Conventional, Buydowns, Adjustable Rate Mortgage, Streamline refinances, rate and term refinances,FHA/VA loans nationwide. Consistently evaluated as an excellent employee


FIDELITY NATIONAL TITLE

4/00-4/01

ESCROW OFFICER
Opening title orders, reviewing title commitments, requesting payoff demand statements, surveys, federal tax lien information, City of Houston liens or any curative work that may be
necessary for the transaction to be insured properly with out any existing liens, any judgments, etc. attached to the property. Working up HUD-1 settlement statements, receiving funds and disbursing out all checks necessary to make sure file is completely under Respa guidelines.
Page 2

LAW OFFICE OF ALVA WESLEY-THOMAS/CHICAGO TITLE

3/97-4/00

ESCROW ASSISTANT
Responsible for working with mortgage brokers, real estate agents, and many lending
institutions to close real estate transactions with efficiency and accuracy. Duties included many of the same duties from Fidelity National Title. The only difference is that I actually sent out loan packages to their prescribed lenders, making sure documents were ready for
Recordation in a timely manner and setting up the policy request packages to send to corporate.

NOTE:The following positions were held during the eight year period in which I chose to be employed as a contract employee through Mortgage Personnel Services(MPS) who have since merged with Administaff.

MOMEMTUM MORTGAGE GROUP (7/97-1/98)
Post Closing Review

COMMONWEALTH UNITED/FARM & HOME SAVING (12/96-7/97)
Funding Assistant

MELLON MORTGAGE CORPORATION (11/95-12/96)
Loan Review Specialist

HOUSTON SAVINGS (4-94-11/95)
Jr. Loan Processor

KNUTSON MORTGAGE/HOME TRUST COMPANY (7/91-4/94)
Shipping Coordinator

During these eight years I distributed various duties from shipping loan files and collateral packages to reviewing documents for State Compliance, so prescribed investors would purchase loans in secondary market. This time period I also specialized in FHA/VA loan reviewing. Preparing loan files for LGC/MIC certification.

EDUCATION JESSE H. JONES SR. HIGH SCHOOL
INTERNATION BACCULEARATE/VANGUARD

UNIVERSITY OF HOUSTON/CENTRAL CAMPUS
ADM. FIN/ACCOUNTING
3YEARS

REFERENCES AVAILABLE UPON REQUEST

TRAINED WITH AN EYE AND AN AWARENESS OF MORTGAGE AND TLTA GUIDELINES, SELECTRIC, WORDPERFECT 6.1, WINDOWS, DIMENSION SWITCHBOARD, TYPING AT LEAST 65 WPM, PANAFAX GUIDELINES BASED ON EDUCATION AND EXPERIENCE. PROFICIENT WITH MOST TYPES OF DESKTOP AND LAPTOP COMPUTERS, IBM 800, ROHM TELEPHONE SYSTEM AND MOST COMPUTER TECHNOLOGY AVAILABLE TODAY.


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